Friday already? It’s been quite a week around here.

Could we live in 50% of our income? Um… no. At least, not without some serious changes to our lifestyle (yes, we’ve let lifestyle inflation in). The fact that Paula and her partner are able to save half their money is fantastic.

I love Cordelia’s blog (which you may have guessed by the number of times I’ve linked to her here). This week, it’s How to Make Your Dreams Come True in 15 Easy Steps. In a nutshell? Work hard. Don’t quit. Work harder. Oh yeah, and believe in yourself when no one else does.

Back to school time is fast approaching, and kids are expensive! Jana is sending her baby to school for the first time this year, and writes about how to pay for school supplies. Yes, school starts at the same time every year, so saving up makes sense!

Emergency Funds – necessay or not? Jeremy at Modest Money posted his opinion this week, and got a lot of comments on the topic too. I’m somewhere in the middle – I want at least a couple of months expenses in liquid form (which for us is a big chunk of cash). Bruce is fien with us having next to nothing and having excellent credit available to handle emergencies if required.

Student loans. It’s the hot topic in the economic world right now, sexier than credit card debt and mortgages. Jordann talks about how she eliminated $16,000 in student loan debt in mere minutes by taking advantage of a loan relief program offered by her province. I know here in Manitoba there are tax incentives for students who live here after graduation. I never used them, but they make sense to me as a way to keep graduates in the province. Jordann makes some great points in her post.

At Timeless Finance, Kathy wrote a guest post about the risks of expired makeup and when you should toss it – no matter how much you paid for it! I’ve just started using better quality makeup, and hate the idea of wasting money, but I do understand bacteria builds up, so out they will go once they reach their point.

This post is not from a member of the PF blog community, but I thought what she had to say was too important to not share. Do you use photos on your blog? Where do you get them from? Be careful, copyright matters, or you could get sued. I have a few photos on this blog I need to go back and either take down or change, but the fact is, I’ve never been good at putting photos in my posts, so thankfully there aren’t many. Lots of my photos are my own anyway, so I’m safe, and I’ve been trying to get better at remembering to take pictures when I’m doing things so I can share them! Now I just have to become a better photographer…

I’m on vacation for a few days next week, but have some posts lined up for your reading entertainment – have a great week!